<h4><SPAN name="VIII" id="VIII" />VIII</h4>
<h4>BUSINESS SUCCESS AND FIRST PUBLIC SERVICE</h4>
<p><ANTIMG src="images/block-a.jpg" class="floatLeft" alt=
"block-a" />BOUT this time there was a cry among the people for
more paper money, only fifteen thousand pounds being extant in the
province, and that soon to be sunk.<SPAN name="FNanchor_59" id=
"FNanchor_59" /><SPAN href="#Footnote_59" class="fnanchor">[59]</SPAN>
The wealthy inhabitants oppos'd any addition, being against all
paper currency, from an apprehension that it would depreciate, as
it had done in New England, to the prejudice of all creditors. We
had discuss'd this point in our Junto, where I was on the side of
an addition, being persuaded that the first small sum struck in
1723 had done much good by increasing the trade, employment, and
number of inhabitants in the province, since I now saw all the old
houses inhabited, and many new ones building: whereas I remembered
well, that when I first walk'd about the streets of Philadelphia,
eating my roll, I saw most of the houses in Walnut Street, between
Second and Front streets,<SPAN name="FNanchor_60" id=
"FNanchor_60" /><SPAN href="#Footnote_60" class="fnanchor">[60]</SPAN>
with bills on their doors, "To be let"; and many likewise in
Chestnut-street and other streets, which made me then think the
inhabitants of the city were deserting it one after another.</p>
<p>Our debates possess'd me so fully of the subject, that I wrote
and printed an anonymous pamphlet on it, entitled "<i>The Nature
and Necessity of a Paper Currency</i>." It was well receiv'd by the
common people in general; but the rich men dislik'd it, for it
increas'd and strengthen'd the clamor for more money, and they
happening to have no writers among them that were able to answer
it, their opposition slacken'd, and the point was carried by a
majority in the House. My friends there, who conceiv'd I had been
of some service, thought fit to reward me by employing me in
printing the money; a very profitable jobb and a great help to me.
This was another advantage gain'd by my being able to write.</p>
<p>The utility of this currency became by time and experience so
evident as never afterwards to be much disputed; so that it grew
soon to fifty-five thousand pounds, and in 1739 to eighty thousand
pounds, since which it arose during war to upwards of three hundred
and fifty thousand pounds, trade, building, and inhabitants all the
while increasing, tho' I now think there are limits beyond which
the quantity may be hurtful.<SPAN name="FNanchor_61" id=
"FNanchor_61" /><SPAN href="#Footnote_61" class=
"fnanchor">[61]</SPAN></p>
<p>I soon after obtain'd, thro' my friend Hamilton, the printing of
the Newcastle paper money, another profitable jobb as I then
thought it; small things appearing great to those in small
circumstances; and these, to me, were really great advantages, as
they were great encouragements. He procured for me, also, the
printing of the laws and votes of that government, which continu'd
in my hands as long as I follow'd the business.</p>
<p>I now open'd a little stationer's shop. I had in it blanks of
all sorts, the correctest that ever appear'd among us, being
assisted in that by my friend Breintnal. I had also paper,
parchment, chapmen's books, etc. One Whitemash, a compositor I had
known in London, an excellent workman, now came to me, and work'd
with me constantly and diligently; and I took an apprentice, the
son of Aquilla Rose.</p>
<p>I was under for the printing-house. In order to secure my credit
and character as a tradesman, I took care not only to be in
<i>reality</i> industrious and frugal, but to avoid all appearances
to the contrary. I drest plainly; I was seen at no places of idle
diversion. I never went out a fishing or shooting; a book, indeed,
sometimes debauch'd me from my work, but that was seldom, snug, and
gave no scandal; and, to show that I was not above my business, I
sometimes brought home the paper I purchas'd at the stores thro'
the streets on a wheelbarrow. Thus being esteem'd an industrious,
thriving young man, and paying duly for what I bought, the
merchants who imported stationery solicited my custom; others
proposed supplying me with books, and I went on swimmingly. In the
meantime, Keimer's credit and business declining daily, he was at
last forc'd to sell his printing-house to satisfy his creditors. He
went to Barbadoes, and there lived some years in very poor
circumstances.</p>
<div class="figcenter"><ANTIMG width-obs="50%" src= "images/illus-018-red.jpg" alt= "I sometimes brought home the paper I purchas'd at the stores thro' the streets on a wheelbarrow" title=
"I sometimes brought home the paper I purchas'd at the stores thro' the streets on a wheelbarrow" /></div>
<p>His apprentice, David Harry, whom I had instructed while I
work'd with him, set up in his place at Philadelphia, having bought
his materials. I was at first apprehensive of a powerful rival in
Harry, as his friends were very able, and had a good deal of
interest. I therefore propos'd a partnership to him, which he,
fortunately for me, rejected with scorn. He was very proud, dress'd
like a gentleman, liv'd expensively, took much diversion and
pleasure abroad, ran in debt, and neglected his business; upon
which, all business left him; and, finding nothing to do, he
followed Keimer to Barbadoes, taking the printing-house with him.
There this apprentice employ'd his former master as a journeyman;
they quarrell'd often; Harry went continually behindhand, and at
length was forc'd to sell his types and return to his country work
in Pennsylvania. The person that bought them employ'd Keimer to use
them, but in a few years he died.</p>
<p>There remained now no competitor with me at Philadelphia but the
old one, Bradford; who was rich and easy, did a little printing now
and then by straggling hands, but was not very anxious about the
business. However, as he kept the post-office, it was imagined he
had better opportunities of obtaining news; his paper was thought a
better distributer of advertisements than mine, and therefore had
many more, which was a profitable thing to him, and a disadvantage
to me; for, tho' I did indeed receive and send papers by the post,
yet the publick opinion was otherwise, for what I did send was by
bribing the riders, who took them privately, Bradford being unkind
enough to forbid it, which occasion'd some resentment on my part;
and I thought so meanly of him for it, that, when I afterward came
into his situation, I took care never to imitate it.</p>
<p>I had hitherto continu'd to board with Godfrey, who lived in
part of my house with his wife and children, and had one side of
the shop for his glazier's business, tho' he worked little, being
always absorbed in his mathematics. Mrs. Godfrey projected a match
for me with a relation's daughter, took opportunities of bringing
us often together, till a serious courtship on my part ensu'd, the
girl being in herself very deserving. The old folks encourag'd me
by continual invitations to supper, and by leaving us together,
till at length it was time to explain. Mrs. Godfrey manag'd our
little treaty. I let her know that I expected as much money with
their daughter as would pay off my remaining debt for the
printing-house, which I believe was not then above a hundred
pounds. She brought me word they had no such sum to spare; I said
they might mortgage their house in the loan-office. The answer to
this, after some days, was, that they did not approve the match;
that, on inquiry of Bradford, they had been informed the printing
business was not a profitable one; the types would soon be worn
out, and more wanted; that S. Keimer and D. Harry had failed one
after the other, and I should probably soon follow them; and,
therefore, I was forbidden the house, and the daughter shut up.</p>
<p>Whether this was a real change of sentiment or only artifice, on
a supposition of our being too far engaged in affection to retract,
and therefore that we should steal a marriage, which would leave
them at liberty to give or withhold what they pleas'd, I know not;
but I suspected the latter, resented it, and went no more. Mrs.
Godfrey brought me afterward some more favorable accounts of their
disposition, and would have drawn me on again; but I declared
absolutely my resolution to have nothing more to do with that
family. This was resented by the Godfreys; we differed, and they
removed, leaving me the whole house, and I resolved to take no more
inmates.</p>
<p>But this affair having turned my thoughts to marriage, I look'd
round me and made overtures of acquaintance in other places; but
soon found that, the business of a printer being generally thought
a poor one, I was not to expect money with a wife, unless with such
a one as I should not otherwise think agreeable. A friendly
correspondence as neighbours and old acquaintances had continued
between me and Mrs. Read's family, who all had a regard for me from
the time of my first lodging in their house. I was often invited
there and consulted in their affairs, wherein I sometimes was of
service. I piti'd poor Miss Read's unfortunate situation, who was
generally dejected, seldom chearful, and avoided company. I
considered my giddiness and inconstancy when in London as in a
great degree the cause of her unhappiness, tho' the mother was good
enough to think the fault more her own than mine, as she had
prevented our marrying before I went thither, and persuaded the
other match in my absence. Our mutual affection was revived, but
there were now great objections to our union. The match was indeed
looked upon as invalid, a preceding wife being said to be living in
England; but this could not easily be prov'd, because of the
distance; and, tho' there was a report of his death, it was not
certain. Then, tho' it should be true, he had left many debts,
which his successor might be call'd upon to pay. We ventured,
however, over all these difficulties, and I took her to wife,
September 1st, 1730. None of the inconveniences happened that we
had apprehended; she proved a good and faithful helpmate,<SPAN name=
"FNanchor_62" id="FNanchor_62" /><SPAN href="#Footnote_62" class=
"fnanchor">[62]</SPAN> assisted me much by attending the shop; we
throve together, and have ever mutually endeavour'd to make each
other happy. Thus I corrected that great <i>erratum</i> as well as
I could.</p>
<p>About this time, our club meeting, not at a tavern, but in a
little room of Mr. Grace's, set apart for that purpose, a
proposition was made by me, that, since our books were often
referr'd to in our disquisitions upon the queries, it might be
convenient to us to have them altogether where we met, that upon
occasion they might be consulted; and by thus clubbing our books to
a common library, we should, while we lik'd to keep them together,
have each of us the advantage of using the books of all the other
members, which would be nearly as beneficial as if each owned the
whole. It was lik'd and agreed to, and we fill'd one end of the
room with such books as we could best spare. The number was not so
great as we expected; and tho' they had been of great use, yet some
inconveniences occurring for want of due care of them, the
collection, after about a year, was separated, and each took his
books home again.</p>
<p>And now I set on foot my first project of a public nature, that
for a subscription library. I drew up the proposals, got them put
into form by our great scrivener, Brockden, and, by the help of my
friends in the Junto, procured fifty subscribers of forty shillings
each to begin with, and ten shillings a year for fifty years, the
term our company was to continue. We afterwards obtain'd a charter,
the company being increased to one hundred: this was the mother of
all the North American subscription libraries, now so numerous. It
is become a great thing itself, and continually increasing. These
libraries have improved the general conversation of the Americans,
made the common tradesmen and farmers as intelligent as most
gentlemen from other countries, and perhaps have contributed in
some degree to the stand so generally made throughout the colonies
in defense of their privileges.<SPAN name="FNanchor_63" id=
"FNanchor_63" /><SPAN href="#Footnote_63" class=
"fnanchor">[63]</SPAN></p>
<p><i>Mem°.</i> Thus far was written with the intention
express'd in the beginning and therefore contains several little
family anecdotes of no importance to others. What follows was
written many years after in compliance with the advice contain'd in
these letters, and accordingly intended for the public. The affairs
of the Revolution occasion'd the interruption.<SPAN name="FNanchor_64" id="FNanchor_64" /><SPAN href="#Footnote_64" class=
"fnanchor">[64]</SPAN></p>
<p>[<i>Continuation of the Account of my Life, begun at Passy, near
Paris, 1784.</i>]</p>
<p>It is some time since I receiv'd the above letters, but I have
been too busy till now to think of complying with the request they
contain. It might, too, be much better done if I were at home among
my papers, which would aid my memory, and help to ascertain dates;
but my return being uncertain, and having just now a little
leisure, I will endeavour to recollect and write what I can; if I
live to get home, it may there be corrected and improv'd.</p>
<p>Not having any copy here of what is already written, I know not
whether an account is given of the means I used to establish the
Philadelphia public library, which, from a small beginning, is now
become so considerable, though I remember to have come down to near
the time of that transaction (1730). I will therefore begin here
with an account of it, which may be struck out if found to have
been already given.</p>
<p>At the time I establish'd myself in Pennsylvania, there was not
a good bookseller's shop in any of the colonies to the southward of
Boston. In New York and Philad'a the printers were indeed
stationers; they sold only paper, etc., almanacs, ballads, and a
few common school-books. Those who lov'd reading were obliged to
send for their books from England; the members of the Junto had
each a few. We had left the alehouse, where we first met, and hired
a room to hold our club in. I propos'd that we should all of us
bring our books to that room, where they would not only be ready to
consult in our conferences, but become a common benefit, each of us
being at liberty to borrow such as he wish'd to read at home. This
was accordingly done, and for some time contented us.</p>
<p>Finding the advantage of this little collection, I propos'd to
render the benefit from books more common, by commencing a public
subscription library. I drew a sketch of the plan and rules that
would be necessary, and got a skilful conveyancer, Mr. Charles
Brockden, to put the whole in form of articles of agreement to be
subscribed, by which each subscriber engag'd to pay a certain sum
down for the first purchase of books, and an annual contribution
for increasing them. So few were the readers at that time in
Philadelphia, and the majority of us so poor, that I was not able,
with great industry, to find more than fifty persons, mostly young
tradesmen, willing to pay down for this purpose forty shillings
each, and ten shillings per annum. On this little fund we began.
The books were imported; the library was opened one day in the week
for lending to the subscribers, on their promissory notes to pay
double the value if not duly returned. The institution soon
manifested its utility, was imitated by other towns, and in other
provinces. The libraries were augmented by donations; reading
became fashionable; and our people, having no publick amusements to
divert their attention from study, became better acquainted with
books, and in a few years were observ'd by strangers to be better
instructed and more intelligent than people of the same rank
generally are in other countries.</p>
<p>When we were about to sign the above mentioned articles, which
were to be binding on us, our heirs, etc., for fifty years, Mr.
Brockden, the scrivener, said to us, "You are young men, but it is
scarcely probable that any of you will live to see the expiration
of the term fix'd in the instrument." A number of us, however, are
yet living; but the instrument was after a few years rendered null
by a charter that incorporated and gave perpetuity to the
company.</p>
<p>The objections and reluctances I met with in soliciting the
subscriptions, made me soon feel the impropriety of presenting
one's self as the proposer of any useful project, that might be
suppos'd to raise one's reputation in the smallest degree above
that of one's neighbours, when one has need of their assistance to
accomplish that project. I therefore put myself as much as I could
out of sight, and stated it as a scheme of a <i>number of
friends</i>, who had requested me to go about and propose it to
such as they thought lovers of reading. In this way my affair went
on more smoothly, and I ever after practis'd it on such occasions;
and, from my frequent successes, can heartily recommend it. The
present little sacrifice of your vanity will afterwards be amply
repaid. If it remains a while uncertain to whom the merit belongs,
someone more vain than yourself will be encouraged to claim it, and
then even envy will be disposed to do you justice by plucking those
assumed feathers, and restoring them to their right owner.</p>
<p>This library afforded me the means of improvement by constant
study, for which I set apart an hour or two each day, and thus
repair'd in some degree the loss of the learned education my father
once intended for me. Reading was the only amusement I allow'd
myself. I spent no time in taverns, games, or frolicks of any kind;
and my industry in my business continu'd as indefatigable as it was
necessary. I was indebted for my printing-house; I had a young
family coming on to be educated, and I had to contend with for
business two printers, who were established in the place before me.
My circumstances, however, grew daily easier. My original habits of
frugality continuing, and my father having, among his instructions
to me when a boy, frequently repeated a proverb of Solomon, "Seest
thou a man diligent in his calling, he shall stand before kings, he
shall not stand before mean men," I from thence considered industry
as a means of obtaining wealth and distinction, which encourag'd
me, tho' I did not think that I should ever literally <i>stand
before kings</i>, which, however, has since happened; for I have
stood before <i>five</i>, and even had the honor of sitting down
with one, the King of Denmark, to dinner.</p>
<p>We have an English proverb that says, "<i>He that would thrive,
must ask his wife</i>." It was lucky for me that I had one as much
dispos'd to industry and frugality as myself. She assisted me
chearfully in my business, folding and stitching pamphlets, tending
shop, purchasing old linen rags for the paper-makers, etc., etc. We
kept no idle servants, our table was plain and simple, our
furniture of the cheapest. For instance, my breakfast was a long
time break and milk (no tea), and I ate it out of a twopenny
earthen porringer, with a pewter spoon. But mark how luxury will
enter families, and make a progress, in spite of principle: being
call'd one morning to breakfast, I found it in a China bowl, with a
spoon of silver! They had been bought for me without my knowledge
by my wife, and had cost her the enormous sum of three-and-twenty
shillings, for which she had no other excuse or apology to make,
but that she thought <i>her</i> husband deserv'd a silver spoon and
China bowl as well as any of his neighbors. This was the first
appearance of plate and China in our house, which afterward, in a
course of years, as our wealth increas'd, augmented gradually to
several hundred pounds in value.</p>
<p>I had been religiously educated as a Presbyterian; and though
some of the dogmas of that persuasion, such as the <i>eternal
decrees of God</i>, <i>election</i>, <i>reprobation</i>,
<i>etc.</i>, appeared to me unintelligible, others doubtful, and I
early absented myself from the public assemblies of the sect,
Sunday being my studying day, I never was without some religious
principles. I never doubted, for instance, the existence of the
Deity; that he made the world, and govern'd it by his Providence;
that the most acceptable service of God was the doing good to man;
that our souls are immortal; and that all crime will be punished,
and virtue rewarded, either here or hereafter. These I esteem'd the
essentials of every religion; and, being to be found in all the
religions we had in our country, I respected them all, tho' with
different degrees of respect, as I found them more or less mix'd
with other articles, which, without any tendency to inspire,
promote, or confirm morality, serv'd principally to divide us, and
make us unfriendly to one another. This respect to all, with an
opinion that the worst had some good effects, induc'd me to avoid
all discourse that might tend to lessen the good opinion another
might have of his own religion; and as our province increas'd in
people, and new places of worship were continually wanted, and
generally erected by voluntary contribution, my mite for such
purpose, whatever might be the sect, was never refused.</p>
<p>Tho' I seldom attended any public worship, I had still an
opinion of its propriety, and of its utility when rightly
conducted, and I regularly paid my annual subscription for the
support of the only Presbyterian minister or meeting we had in
Philadelphia. He us'd to visit me sometimes as a friend, and
admonished me to attend his administrations, and I was now and then
prevail'd on to do so, once for five Sundays successively. Had he
been in my opinion a good preacher, perhaps I might have
continued,<SPAN name="FNanchor_65" id="FNanchor_65" /><SPAN href=
"#Footnote_65" class="fnanchor">[65]</SPAN> notwithstanding the
occasion I had for the Sunday's leisure in my course of study; but
his discourses were chiefly either polemic arguments, or
explications of the peculiar doctrines of our sect, and were all to
me very dry, uninteresting, and unedifying, since not a single
moral principle was inculcated or enforc'd, their aim seeming to be
rather to make us Presbyterians than good citizens.</p>
<p>At length he took for his text that verse of the fourth chapter
of Philippians, "<i>Finally, brethren, whatsoever things are true,
honest, just, pure, lovely, or of good report, if there be any
virtue, or any praise, think on these things.</i>" And I imagin'd,
in a sermon on such a text, we could not miss of having some
morality. But he confin'd himself to five points only, as meant by
the apostle, viz.: 1. Keeping holy the Sabbath day. 2. Being
diligent in reading the holy Scriptures. 3. Attending duly the
publick worship. 4. Partaking of the Sacrament. 5. Paying a due
respect to God's ministers. These might be all good things; but, as
they were not the kind of good things that I expected from that
text, I despaired of ever meeting with them from any other, was
disgusted, and attended his preaching no more. I had some years
before compos'd a little Liturgy, or form of prayer, for my own
private use (viz., in 1728), entitled, <i>Articles of Belief and
Acts of Religion</i>. I return'd to the use of this, and went no
more to the public assemblies. My conduct might be blameable, but I
leave it, without attempting further to excuse it; my present
purpose being to relate facts, and not to make apologies for
them.</p>
<div class="footnote">
<p><SPAN name="Footnote_59" id="Footnote_59" /><SPAN href=
"#FNanchor_59"><span class="label">[59]</span></SPAN> Recalled to be
redeemed.</p>
</div>
<div class="footnote">
<p><SPAN name="Footnote_60" id="Footnote_60" /><SPAN href=
"#FNanchor_60"><span class="label">[60]</span></SPAN> This part of
Philadelphia is now the center of the wholesale business
district.</p>
</div>
<div class="footnote">
<p><SPAN name="Footnote_61" id="Footnote_61" /><SPAN href=
"#FNanchor_61"><span class="label">[61]</span></SPAN> Paper money is a
promise to pay its face value in gold or silver. When a state or
nation issues more such promises than there is a likelihood of its
being able to redeem, the paper representing the promises
depreciates in value. Before the success of the Colonies in the
Revolution was assured, it took hundreds of dollars of their paper
money to buy a pair of boots.</p>
</div>
<div class="footnote">
<p><SPAN name="Footnote_62" id="Footnote_62" /><SPAN href=
"#FNanchor_62"><span class="label">[62]</span></SPAN> Mrs. Franklin
survived her marriage over forty years. Franklin's correspondence
abounds with evidence that their union was a happy one. "We are
grown old together, and if she has any faults, I am so used to them
that I don't perceive them." The following is a stanza from one of
Franklin's own songs written for the Junto:</p>
<div class="poem2">
<div class="stanza">
<div class="i2">"Of their Chloes and Phyllises poets may
prate,</div>
<div class="i2b">I sing my plain country Joan,</div>
<div class="i2">These twelve years my wife, still the joy of my
life,</div>
<div class="i2b">Blest day that I made her my own."</div>
</div></div>
</div>
<div class="footnote">
<p><SPAN name="Footnote_63" id="Footnote_63" /><SPAN href=
"#FNanchor_63"><span class="label">[63]</span></SPAN> Here the first
part of the <i>Autobiography</i>, written at Twyford in 1771, ends.
The second part, which follows, was written at Passy in 1784.</p>
</div>
<div class="footnote">
<p><SPAN name="Footnote_64" id="Footnote_64" /><SPAN href=
"#FNanchor_64"><span class="label">[64]</span></SPAN> After this
memorandum, Franklin inserted letters from Abel James and Benjamin
Vaughan, urging him to continue his <i>Autobiography</i>.</p>
</div>
<div class="footnote">
<p><SPAN name="Footnote_65" id="Footnote_65" /><SPAN href=
"#FNanchor_65"><span class="label">[65]</span></SPAN> Franklin
expressed a different view about the duty of attending church
later.</p>
</div>
<hr style="width: 65%;" />
<div style="break-after:column;"></div><br />