<h2><SPAN name="page87"></SPAN><span class="pagenum"></span>X.<br/> <i>A DISHONOURED BILL</i>.</h2>
<p><span class="smcap">The</span> bill itself, considering the
prospects of the acceptor, was not for a very alarming
amount. He was heir to a baronetcy and £50,000 per
annum. The bill was for “a monkey”—or, in
more intelligible phraseology than that usually adopted by the
acceptor himself, for the sum of five hundred pounds
sterling. The extraordinary circumstance about the bill was
that the acceptor, Harry Jermyn, paid Abednego, of Throgmorton
Street, interest at the rate of sixty per cent. per annum for the
accommodation, and that in addition he had to take part of the
proceeds in the shape of a park hack, which he found difficulty
in selling to a cab proprietor for a five-pound note. The
consideration deducted from the bill in respect of this animal
was fifty pounds.</p>
<p><SPAN name="page88"></SPAN><span class="pagenum"></span>Harry
Jermyn was a <i>mauvais sujet</i>; that is to say, he was a young
gentleman kept by his father on a short allowance. He
gambled a little, went to all the races, was a member of the
Raleigh and other social centres of a similar kind, and evinced a
considerable interest in the drama—that is to say, at
theatres where the sacred lamp was kept burning. In fact,
he resembled hundreds of other young men of our acquaintance; and
probably he would not have been called a <i>mauvais sujet</i>
were it not that the old baronet restricted him to means
inadequate to supply his simple desires.</p>
<p>Mr. Abednego was not a <i>mauvais sujet</i>. He was a
most respectable man; had a house in Mayfair, another in
Richmond, and a mansion in Scotland which he modestly called his
shooting box. He occasionally entertained live lords, who
borrowed his money and sneered at him behind his back. He
had contrived to obtain a seat on a county bench, and was a
Colonel of Volunteers in the same happy county, by reason of
which he was known to society at large as Colonel Abednego.</p>
<p>When Harry Jermyn’s bill fell due he <SPAN name="page89"></SPAN><span class="pagenum"></span>rushed down
in a hansom to Abednego’s office in Throgmorton Street, and
was—after an ominous delay—admitted to the sanctum of
the great Abednego himself. That potentate did not rise,
but nodded quickly to his visitor, with a short, and by no means
encouraging, “Mornin’.”</p>
<p>Harry was a man with a fine flow of animal spirits, and was
not to be dashed by the studied coolness of his reception.</p>
<p>“I say, old chappie,” he replied, with the
greatest good humour, “what’s the matter? Feel
a little chippy this morning? or lost a point or two at sixpenny
whist last night—eh?”</p>
<p>“Mr. Jermyn, this is the City,” said the
money-lender. “What is your business?”</p>
<p>“Well, the fact is, old boy,” answered Jermyn,
sitting on the edge of the table opposite the financier,
“that damn bill of mine falls due to-morrow.”</p>
<p>“Well?”</p>
<p>“And of course you’ll renew?”</p>
<p>“Of course I’ll do nothing of the kind,”
answered Abednego, rising and taking out his watch.</p>
<p><SPAN name="page90"></SPAN><span class="pagenum">p.
90</span>Harry’s jaw fell considerably. His former
experience of this exemplary man had not prepared him for
this. It had only prepared him for the incurring of fresh
interest and the possession of park hacks anything <i>but</i>
fresh.</p>
<p>“But look here, old man, I <i>must</i> have the coin,
don’t you know?”</p>
<p>Young Jermyn considered this sort of argument
unanswerable. His host resumed his seat, and looking the
young man in the face, said,—</p>
<p>“Well, I found her expensive myself. I’m not
surprised that <i>you</i> do.”</p>
<p>Harry jumped from his seat on the table, and exclaimed,
“What in Hades do you mean?”</p>
<p>“I mean Baby Somerville of the Frivolity.”</p>
<p>“You scoundrel!” shouted the borrower, “she
is my wife. I have married her.”</p>
<p>“You lie,” quietly answered Mr. Abednego.</p>
<p>Of course a blow followed. When Abednego had pulled
himself together, and wiped the blood from his face, he said, in
tones now quivering with rage,—</p>
<p>“You young scoundrel, you shall suffer for
this!”</p>
<p><SPAN name="page91"></SPAN><span class="pagenum"></span>That
was the end of the interview. Jermyn withdrew at once,
wrathful and defeated, and next day the bill for “a
monkey” was dishonoured.</p>
<p>Now, strange as it may appear, Harry Jermyn had really married
Baby Somerville of the Frivolity, a shapely, vain, and heartless
woman, incapable of an affection, except perhaps for some brute
of a chorus man. There was a period in her career, however,
when she was considered <i>chic</i> by a certain number of men
about town. Jermyn unfortunately allowed his passion to
take an honourable direction. He wanted to have her all to
himself; and she, knowing him to be heir to a baronetcy, without
any conventional coyness consented to be his wife. But at
the time of his marriage, and until he heard it on the day before
his bill was dishonoured, he had no suspicion that Abednego had
been among the admirers of his wife; and when he taxed her with
it, she denied the fact with such accent of sincerity that he
clasped her to his heart and called her by a hundred endearing
names. He was, you see, an indubitable <i>mauvais
sujet</i>.</p>
<p><SPAN name="page92"></SPAN><span class="pagenum"></span>Mr. and
Mrs. Jermyn were spending the early days of their married life on
the upper Thames, where, to her credit be it said, the lady
affected a pretty interest in waving corn, and floating lily
leaves, and shrilling larks, and other beauties which, I am told,
abound in the neighbourhood of that incomparable stream; and, on
the Sunday following the unpleasant interview with the magnate of
Throgmorton Street, Mr. Jermyn was sculling his young bride in
the skiff which he had purchased for her, and called after her
name.</p>
<p>It was a glorious July day, and the river was crowded with
craft of every description.</p>
<p>The lock at — was open and half full when they reached
it. Jermyn took his skiff gently in, and held on to the
side of a launch, the deck of which was crowded with laughing
women and men in gorgeous array. In the cabin a lunch was
laid, and cases of champagne reposed pleasantly in the
stern. Jermyn cursed his indiscretion a moment after, when
he discovered that a number of the sirens on deck were members of
the Frivolity chorus. But the worst was to come.
Abednego, flashing <SPAN name="page93"></SPAN><span class="pagenum">p.
93</span>with diamonds, exquisitely raddled as to his cheeks,
stood at the tiller, and addressing Mrs. Jermyn, said, with an
air of easy familiarity,—</p>
<p>“Hallo, Baby, how are you gettin’ on,
eh?”</p>
<p>That was bad enough, but when Harry turned sharply round on
his wife, he saw her big eyes turned longingly on the resplendent
Hebrew, and her smile cast boldly on his painted
countenance. At that moment the devil entered into
Jermyn’s soul as surely as ever it took possession of the
Gadarene swine. His lips turned blue, his face was livid;
but he made no other sign. His was the last boat to leave
the lock. He rowed steadily on, and never spoke to the
woman he had loved so well and so unwisely.</p>
<p>Mr. Abednego had enjoyed a real good time on board the launch,
and on his way down stopped at the famous riparian village of
—. Here also Jermyn landed some time after. He
sent his wife home by train, and put up at the same hotel as that
occupied by his opulent rival.</p>
<p>No one ever knew how it happened. Close <SPAN name="page94"></SPAN><span class="pagenum"></span>to the
village there is a lock, and by the lock is what is called a
hook—a horseshoe of water running round from a point above
it, and, after making a vast circuit, emerging at a point
below. For the most part this hook is shallow, but in
places it is deep as the wells described by Herodotus. At
six o’clock on the following morning, Abednego, who was
fond of the water, repaired to a remote part of the hook.
Five minutes after Harry Jermyn also proceeded to the bathing
place. He must, however, have selected a spot out of sight
of the “Colonel,” for that gentleman was
unfortunately drowned without Jermyn’s even having seen
him. A certain mark was discovered round Abednego’s
throat, but the coroner very sagely informed the jury that with
that they had nothing to do—it might be a mark of
long-standing. Mr. Jermyn volunteered evidence as to having
seen nobody in the vicinity of the hook. Verdict in
accordance with such evidence as was
produced—“Accidental death.”</p>
<p>Six months afterwards the famous case of Jermyn <i>v.</i>
Jermyn, Smith, Jones, and Another was heard, which, as the public
will recollect, <SPAN name="page95"></SPAN><span class="pagenum">p.
95</span>resulted in a verdict for the husband, who is now a
prematurely aged and curiously reticent man—the inheritor
of a baronetcy and fifty thousand pounds a year.</p>
<div style="break-after:column;"></div><br />